Your dream trip, funded by points you already earn
Enter your cards, your monthly spend, and your trip. We'll tell you exactly how to get there free — or which card closes the gap.
13+Cards analyzed
8Spend categories
$0Cost to use free tier
01Your Cards
02Monthly Spend
03Trip Details
04Your Strategy
Select your credit cards
Choose all cards you currently hold. We'll calculate your blended earn rate.
Add Your Card
Enter your card details. We'll use your earn rates to calculate your points projection.
Earn Rates — Points per $1 Spent
How much do you spend monthly?
Enter your total monthly expenses in each category — even bills you currently pay by cash or bank transfer. We'll show you how many points you could earn by routing them through the right card.
💡 Tip: Include ALL your expenses — groceries, utilities, subscriptions, insurance — even ones you currently pay by cash, check, or bank transfer. Most everyday expenses can be put on a rewards card to earn points.
Where do you want to go?
Tell us about your dream trip and we'll calculate what it costs in points.
Your Points Strategy
Here's how to fund your trip — and what card would close any remaining gap.
Card Recommendations
PRO FEATURE
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AI Strategy Report
PRO FEATURE
Based on your Chase Sapphire Reserve and $2,800/month in tracked spend, you are on pace to accumulate approximately 67,200 Ultimate Rewards points by your target travel date...
Your highest-leverage category is dining at 3x — this alone accounts for 18,000 of your projected points. The single biggest unlock available to you is a transfer to United MileagePlus at a 1:1 ratio, which would value your 67,200 points at approximately $1,344 for economy — enough to cover one round-trip to Tokyo...
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Your Full AI Report
Get a personalized redemption strategy, transfer partner recommendations, and exact booking steps for your trip.